HfHUC Services Page

Qualifying for a Home

Finally, it's that time of year! Attend one of our orientation sessions in June

You May Qualify for A Home! Come Find Out How! - Habitat for Humanity of Utah County will be holding its yearly orientation meeting for those interested in qualifying for the affordable housing program. Orientation sessions will be held June 10th and June 11^th at 6:30 p.m. and June 13th at 1:30 p.m. at Community Action Services and Food Bank at 815 South Freedom Blvd. in Provo. Those interested in the program we only need to attend one session. Applications will be given out during the meeting. Don’t miss out on this opportunity to realize your dream of safe and affordable homeownership!

To Qualify for a Habitat Home, you must

	Be living in sub-standard housing (such as leaking roof, lack of heat or insulation, dangerous ventilation, unsafe conditions, inadequate space, etc.)
	Be a United States citizen or have permanent resident status
	Have lived or worked in Utah County for at least 1 year.
	Have the same source of income for 6 months, or show proof that a change within 3-6 months has improved the family income
	Demonstrate the ability to make monthly payments. This means you must earn 25 - 60% of the area's median income, with less than 30% of income going to debt. For 2008, income figures are:

Number of Family Members	1	2	3	4	5	6	7	8
Earn at least	$10,500	12,000	13,500	15,000	16.200	17,400	18,600	19,800
No more than	$25,200	28,800	32,400	36,000	38,900	41,800	44,600	47,500

	Have bankruptcies resolved for at least 2 years
	Be willing to partner with our organization, providing a required minimum of 350 - 500 sweat equity hours
	Attend budget counseling and understand the financial responsibilities of home ownership

If approved, partners must provide a down-payment and sweat equity hours. If all requirements are sustained, at the completion of the home, we will sell it to the new partner at no profit, typically using a no-interest 20-year mortgage held by HfHUC. HfHUC maintains a graduated schedule for transferring the equity (market value) in the home over that 20-year period.

Applications are available only at annual orientation sessions which will be announced. You may leave your name and address with our office voice-mail to receive notification of the orientation. Our last orientation session was held June 20, 2007.

We are building an average of two to three homes per year in our area, making "patience" a requirement as well!

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Send mail to hfhucsite at the domain hfhuc dot org with questions or comments about this web site. Copyright © 2005 Habitat for Humanity of Utah County Last modified: 02/23/08

Send mail to hfhucsite at the domain hfhuc dot org with questions or comments about this web site.
Copyright © 2005 Habitat for Humanity of Utah County
Last modified: 02/23/08